Falling Off the Cliff: Navigating the Great Unknown of Adulthood
August 2026
You’ve probably heard the phrase. In the disabled community, it’s whispered in the hallways at IEP meetings and typed out in panicked Facebook threads: "falling off the cliff."
It’s that moment when the safety net you’ve spent years weaving—the one anchored by IDEA, by Individualized Education Programs, and by a school system legally obligated to support your children—suddenly vanishes.
It is a terrifying shift. The only way conquer the cliff is to start building a bridge—and we need to start building it much sooner than we want to admit.
Balancing Today's Needs With Tomorrow's Uncertainty
July 2026
As a financial professional with New York Life Insurance Company, I’ve walked alongside many families who love and care for a child with special needs-a child who may never becomefully financially independent.